Hector Zuniga

100% The person you want to work with.

Justin Swain from Malibu, CA

Hector is the one you want to work with to get the mortgage you want. My wife and I were first time home buyers and a friend of mine recommended Hector. I took it under advisement, but went and did a bunch of research as to the best person to use, and all due respect to research and doing your diligence, it was a big waste of time because we were already recommended to the BEST! I tell you, I will fully endorse working with Hector and his team. In a time where mortgage rates are incredibly low, Hector still got us the best rate and put us in the best situation to buy our dream home. Not only did he get us the rate, he was also kind, available, and patient with us through the whole process. My wife and I had some stumbles along the way, had offers in, accepted and realized it wasn’t the right situation for us and Hector just rolled with punches and was there when we needed him when the right situation presented itself. He was also a guide during our home buying journey and offered incredible insight and clarity throughout the entire process. I would also like to thank Hector for his availability, he was there for us when we needed reassurance that paperwork was coming and we were on schedule to close. I would highly recommend reaching out to Hector and working with him and his team.

 

 

Can’t say enough good things!

Paul J Salamoff from Burbank, CA

I don’t even know where to start with my praise. I needed a cash-out refinance and not only did Hector help guide me through the process in very easy to understand terms but did it with compassion and a boatload of patience! He thoroughly explained how the loan worked in terms that I could easily grasp and also explained each step of the process from start to finish. I could not be happier with the entire process and how Hector and his team handled me. He was always available when I had questions and made me feel comfortable with making the choices that were best for me. I can’t recommend him enough. And I promise you I’m a real person and this is me speaking most sincerely.

 

 

Exceptional service

josiefreedman from Los Angeles, CA

I was referred to Hector by a work colleague years ago. Since then, he has assisted me in multiple refinances and two home purchases. I trust him implicitly. After walking me through several scenarios, I always feel I’ve received the best deal for me. Hector is always calm and professional, even when situations can get tense. I admire him for that quality and will continue to do business with him.

 

 

Easy Process

Jerrold Rhee from Los Angeles, CA

We have refinanced our home multiple times with Hector. He’s always made it very easy and smooth. He’s very communicative and always available when we have needed him.

 

 

Highly recommend Hector Zuniga

Cindy F from Santa Monica, CA

Hector went out of his way to find a great loan for me. I had unusual circumstances and he researched things, spoke to colleagues, and ultimately was able to do what others had not been able to. Hector spend time taking me through all of the specifics at each step and I could not have been happier with the service that he provided to me and the loan that I ended up getting. It is worth mentioning that he always went above and beyond, was easy to reach, and was committed to me and the process.

 

 

THANK YOU HECTOR!

Corey P. from Los Angeles, CA

I’m a first-time homeowner and the process was initially overwhelming. Then I was introduced to Hector and was so thankful he came into my life. He answered my many many many questions, made the process seamless, and reassured me that all of my decisions were taking me down the right path. He also secured a lower interest rate than I was expecting, saving me money to put towards home renovations down the road.

 

 

Above and Beyond

danny532 from Los Angeles, CA

Hector assisted me throughout the entire process of buying a new home as a first time buyer. We started talking months before we even found the property we wanted, and offered valuable advisement until we did. He then helped me with pre-approval, gathering all necessary documents, translating requirements and generally how the process works. He made things go very smoothly all while there were a few unexpected bumps in the road. He was very creative about how we navigated around it and ultimately funding the loan on time and with an even better rate than expected. I couldn’t recommend Hector and his team more!

 

 

Amazing Experience

ingadebeyer from Pasadena, CA

Hector, and his team were extremely professional, knowledgable, and walked me patiently through my millions of questions.

Everything truly fell into place so easily, and smoothly; I’d heard nightmares about refinancing, but my experience was the exact opposite. I would recommend Hector in a split second.

 

 

Incredible Wonderful Experience

Karen Sharpe & Drew from Los Angeles, CA

Hector was a true professional. He was honest, fast, responsive and was able to get us our loan! A true Super Hero! Thank you so much for helping us!

 

 

Great Experience

ccanine12 from Los Angeles, CA

Hector and his team were amazing to work with on my refinance. I have worked with a lot of lenders over the years and Hector and his team stand out as one of the best. They were timely, set proper expectations, professional and provided solutions throughout the entire process.

 

 

Can do Mortgage Broker

Blanche DSouza from Los Angeles, CA

After dealing with 3 previous Lenders, I was referred to Hector Zuniga from Mortgage Capital Partners. This was a challenging mortgage process, he kept calm and explained the process. He was prompt in returning my calls and gentle in prodding me to provide him with the ever-ending documentation. When you work with him he will find you the best loan and interest rate. Being a realtor I need a competent mortgage broker on my team.

 

 

Hector is a true Pro

t ames from Los Angeles, CA

Hector is the best, a hard worker, and made the process painless and easy. He really saved the day. I will be recommending him in the future. A true Pro.

 

 

Hector Zuniga – The Best Lender

ACCOUNTING4787 from Los Angeles, CA

Hector was absolutely perfect! He worked through all and any issues that came up in our loan process immediately and with professionalism. His team was also very helpful in walking us through the process.

 

 

Quick, Easy, + Solid Rate

rnlosangeles from Los Angeles, CA

My experience with Hector was fantastic. What I appreciated most about the process is that he is very straightforward, quick to respond and found any way possible to get the deal done with the best rate possible. I’ve already referred a friend to him.

I’m in financial services so I’m acutely aware of good vs. bad service and Hectors’ is up there with the best of them. I don’t think you you would go wrong in working with him.

 

 

Hector was amazing

mark3615 from Los Angeles, CA

Hector knew exactly how to deal with my situation being self employed. It’s more difficult to refi as self employed, but Hector knew how to navigate through it and get me the most out of it.

 

 

Hector is extremely reliable

user291320 from Los Angeles, CA

Hector has handled our last four home loans. He is responsive, knowledgeable, and easy to work with. The paperwork is always flawless. We would recommend Hector in a heartbeat!

 

 

Best in the Business

sweisskopf2 from Los Angeles, CA

I have known and used Hector as my broker for almost 15 years. He helped me purchase my first home and refinance it multiple times. More importantly, I just closed on my family’s dream home that we have worked very hard to get. It was a challenging process because I had just formed a new law firm and lenders were looking at me as a new business owner, when I had been practicing law in one form or another for 20 years. I was also under very tight time constraints to purchase a newly built house before it went on the market. Hector possessed the knowledge, expertise and connections to get me the loan I wanted in time to buy my house. It was an incredibly stressful time for my family, but Hector brought to the process a calm and confident demeanor that helped ease my stress. There is no one else I have ever used or will ever use when it comes to purchasing or refinancing a property. I can whole heartedly and without reservation recommend that anyone purchasing or refinancing a home use Hector. Hector and his family will be one of the first guests we have over to our new house once we have settled in.

 

 

Excellent Service

Sarah Bruce from Los Angeles, CA

Hector and his team are wonderful to work with, extremely professional, very trustworthy and able to come up with creative solutions. Highly recommended!

 

 

Flawless

chris5894 from Davis, CA

My wife and I have endured 4-5 mortgage refinances. Our experience with Hector Zuniga was flawless: We combined our HELOC and 1st; start to finish the process consumed less than two weeks. Hector’s communication was thorough and timely. Unequivocally, I recommend him!

 

 

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Hector Zuniga is a great and trusted lender

mikeoz77 from La Quinta, CA

Hector is someone that we have worked with in the past and we value his ability to get the loans done quickly and efficiently. He is a man of his word. He is courteous and kind and always available to answer questions or assist in guiding us through the process of either a new home loan or refinancing.

 

 

Mortgage Capital Partners

Jerry Feldman from Los Angeles, CA

Exceptional service in an efficient and timely manner. The whole process could not have gone smoother! We highly recommend Hector and the team at Mortgage Capital!!

 

 

I trust this guy completely.

David Cohen, L. Ac., from Pioneertown, CA

I liked Hector Zuniga from the moment I met him ten years ago. I put my complete trust in him and he has never let me down. I trust him to get the best deal for me, to alway deal straight with me, and to get everything done with extreme efficiency, thoroughness, and pleasantness. My most recent transaction was the purchase of a home; I didn’t have to think twice about who I would call for financing. His company, Mortgage Capital Partners, have their own underwriters, and can get loans approved with maximum efficiency. There are few people I have dealt with in the business world that I like and trust more than Hector!

 

 

So helpful!

michaelrdavis2 from Los Angeles, CA

I was so thankful to be working with Hector on this mortgage. Whenever we encountered a hiccup, he would give me options to help overcome it. Honestly, I don’t think I would have gotten a mortgage without him. Great guy!

 

 

Hector Made It Happen

mtadams11 from Thousand Oaks, CA

Hector Zuniga did an amazing job with my refinance. I did not think I would qualify for a refinance and was hesitant to even start. Hector convinced me he could get it done. He guided me through the whole process and was always there to answer my questions. He made gathering and signing documents an easy proces too. Something I appreciate. Hector made it happen!

 

 

Great experience!

zuser20170103101402264

Hector is great – lots of options, problem-solver when needed. Would definitely recommend to anyone in a house or condo scenario and moved quickly which was great!

 

 

Great service!

mattchuB from Menlo Park, CA

Hector explained all of the options, got a great rate and closed on time. Would definitely work with him again to refi or on another purchase. Highly recommended.

 

 

Incredibly helpful

user396742 from Los Angeles, CA

This was my first experience with a loan. Hector was patient with my initial lack of understanding and trained me up quickly. He and his team were always very responsive, turning around offer letters in mere minutes. They had very good loan options available both in-house and through other lenders and made the choice completely transparent. There were several unforeseen complications finalizing the loan and they navigated them quickly, inventively and thoroughly. We could not be happier with both process and outcome.

 

 

Excellence

keithlewkl from Ladera Heights, CA

We worked with Hector on our first home purchase over 15 years ago. Since that time we’ve refinanced thorough him multiple times. We’ve never found anyone close to comparable. We always receive superb service from a trustworthy, knowledgeable,experienced professional.

 

 

Makes It Look Easy

zuser20140609133206001 from Los Angeles, CA

I’ve now been through at least 5 refinances with Hector and a new residence purchase. Although today’s lenders require mortar paperwork and a pound of flesh, Hector makes the process go smoothly every time. When we hit as bump along the way he always finds a way to make it work for everyone.

 

 

Best in the Business

amandawine from Los Angeles, CA

Hector was beyond amazing in securing a loan for my partner and I. The house was a bit of a stretch and we faced approval issues, but Hector was able to help up finance the home of our dreams. We even closed early! He was constantly in touch, and always available. In addition to being incredibly professional and competent, Hector also was so kind and made me feel totally taken care of throughout this process.

 

 

Great to work with Hector

CG1000 from Los Angeles, CA

I have worked with Mr Zuniga 3 times now, the original loan and now two refinances. He is very responsive, always calm, explains everything to the last detain. He has great connections and has always gotten me the best deal. I know this, because, even though we’ve had a relationship, I always shopped around. Turns out I always came back to Hector. Very satisfied.

 

 

Superb!

user3158941 from Los Angeles, CA

Hector is a consummate professional. I have worked with him on a financing and refinancing for the same property over the past 3 years and find him insightful, proactive, accommodating and a huge partner to have on your side as you seek the best financing terms, with speed and a great customer experience. I recommend him in the highest possible terms.

 

 

A lender who LISTENS and REACTS accordingly!!

user0071416 from Davis, CA

Hector and his company are by far a 5 star lender. This is a person who picks up his phone when you call. Returns an email within a few hours, not a few days. Bottom line, my wife and I had a seamless process with Hector and his company. We hit all our marks on scheduling throughout inspections, appraisal, escrow, etc. Our realtor told us he’s only worked with a few lenders as thorough as Hector and his team.

If you want this process to go smoothly, use Hector Zuniga and Mortgage Capital Partners!

 

 

Outstanding in every way!

cuzind from Los Angeles, CA

I have worked with Hector on multiple refinances and each time he has lead me through the process providing me with every detail I need to negotiate through the process. The level of attention and personal care is always phenomenal! I wouldn’t go elsewhere!

 

 

Source: Zillow Reviews